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Find the cheapest health insurance for 2026. Den switch is risk-free and seamless.

Din Data
Current Additional Contribution:2.5%
Arbetstagare Share:1.25%

Jämförelse Resultat

hkk Krankenkasse
Additional Contribution:: 0.98%
Günstigster Beitrag
Hohe Leistungen
You Save
319,20 €
per år
Audi BKK
Additional Contribution:: 1%
Oft günstig
Gesundheit Plus
You Save
315,00 €
per år
Techniker Krankenkasse (TK)
Additional Contribution:: 1.2%
Testsieger Service
Reisekrankenvers.
You Save
273,00 €
per år
DAK Gesundheit
Additional Contribution:: 1.7%
Spezialisten-Netzwerk
Familienleistungen
You Save
168,00 €
per år
AOK Plus
Additional Contribution:: 1.8%
Dichtes Filialnetz
Gesundheitskurse
You Save
147,00 €
per år
Barmer
Additional Contribution:: 2.19%
App-Service
Teledoktor
You Save
65,10 €
per år

Switching statutory health insurance is risk-free. There is no health check and coverage continues seamlessly. Den new insurer often handles the cancellation for you.

Important Notice Regarding CalculationThese results are based on official BMF formulas (2026). Since individual tax characteristics (e.g. allowances) may vary, all information is provided without guarantee. This calculator does not replace professional tax advice.More in Legal Notice.

Lagstadgad Sjukförsäkring Jämförelse: How to Save Money

All statutory health insurers offer the same basic coverage, but the additional contribution varies significantly. Switching to a cheaper fund can save you several hundred euros per år.

Additional Contributions 2026

Den average additional contribution rate has risen noticeably. Some funds charge well above average, while others remain below. Den difference can mean up to 200 euros or more per år.

Switching Är Easy

You can switch health insurers with just 2 months' notice. There is no health check, coverage continues seamlessly, and the new insurer often handles the cancellation for you.

Sources & References (2026)

Federal Ministry of Finance
Official tax tables and tax calculation guidelines.
Tysk Pensionsförsäkring
Current pension values and contribution assessment ceilings.
Federal Ministry of Health
Social security contribution rates and thresholds.

All calculations are based on the official legal provisions for 2026. Despite careful research, no guarantee is given for correctness. This calculator does not replace professional tax advice.

Sjukförsäkringsjämförelse Tyskland 2026 | Spara på tilläggsavgifter | Brutto Netto Rechner