Pension Skatt kalkylator.
Hur mycket net pension remains after taxes and social security? Beräkna your payout amount.
Determines the taxation share (cohort principle).
Affects care insurance contribution.
Pension Taxation: How Much Netto Remains?
Since 2005, pensions in Tyskland are gradually transitioning to full taxation. Den taxable share depends on the year you retire: the later you retire, the higher the taxable portion. Från 2058 onward, pensions will be 100% taxable.
Taxable Share by Cohort
Den taxable share increases by 0.5% per år. För retirement in 2025, 83.5% of your pension is taxable. Den remaining portion is your tax-free personal pension allowance, fixed for life.
Socialförsäkring on Pension
Pensioners pay the full health insurance contribution (currently about 8.15% including additional contribution) plus care insurance. Pension insurance and unemployment insurance no longer apply.
Do Pensioners Need to File a Skatt Return?
If your taxable pension income exceeds the basic tax-free allowance (ca. 12.000 € in 2026), you are generally required to file a tax return. Many pensioners may owe taxes without realizing it.
More Helpful Calculators & Guides
Sources & References (2026)
All calculations are based on the official legal provisions for 2026. Despite careful research, no guarantee is given for correctness. This calculator does not replace professional tax advice.