Brutto Netto Rechner 2026
What do you really earn with €50.000?
Germany's most modern salary calculator. Precise, fast, and privacy-friendly.
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Optimiere dein Netto-Einkommen
Berechne deine monatlichen Ersparnisse direkt im Booster und sichere dir deinen persönlichen Kaufkraft-Pass.
Deine Kaufkraft maximieren
Nutze dein neues Gehalt als Hebel. Durch intelligente Umschuldung und Optimierung deiner monatlichen Verträge erhöhst du dein reales Einkommen sofort:
33 Calculators. One Platform.
From salary to pension to insurance — all up to date for 2026.
Data sources
How is net salary calculated in 2026?
Tax Deductions
With the free Germany Salary Calculator 2026, you can quickly calculate your take-home pay. Enter your gross salary and find out immediately how much net income ends up in your account after taxes and social security contributions.
The calculation is based on the current legal requirements of the Federal Ministry of Finance for the year 2026 and takes into account all relevant factors such as tax class, federal state, church tax, and social security contributions.
| Insurance Branch | Contribution Rate 2026 | Employee Share | Assessment Limit |
|---|---|---|---|
| Pension Insurance | 18,6% | 50% | West: 96.600 € (Prognose) East: 96.600 € (Prognose) |
| Unemployment Insurance | 2,6% | 50% | West: 96.600 € (Prognose) East: 96.600 € (Prognose) |
| Health Insurance | 14,6% (Prognose) + 2,2% (Prognose) Additional Contribution | 50% (also on additional contribution) | 66.150 € (Prognose) |
| Care Insurance | 3,4% | 50% | 66.150 € (Prognose) |
| Class | Target Group |
|---|---|
| 1 | Single, Divorced |
| 2 | Single Parents |
| 3 | Married (Higher earner) |
| 4 | Married (Equal earner) |
| 5 | Married (Lower earner) |
| 6 | Second job / Side job |
What is the difference between gross and net?▾
How can I optimize my net salary?▾
How high are social security contributions in Germany 2026?▾
Which tax class is right for me?▾
Can I use this calculator as an expat or foreign worker in Germany?▾
How does German income tax (Lohnsteuer) work?▾
What tax class (Steuerklasse) should I choose as a new employee in Germany?▾
What changes in the gross-net calculator for 2026?▾
What is the difference between a wage calculator (Lohnrechner) and a salary calculator (Gehaltsrechner)?▾
Sources & References (2026)
All calculations are based on the official legal provisions for 2026. Despite careful research, no guarantee is given for correctness. This calculator does not replace professional tax advice.
Wichtiger Hinweis zur Berechnung
Diese Ergebnisse basieren auf den offiziellen Formeln des BMF (2026). Da individuelle steuerliche Merkmale (z.B. Freibeträge) variieren können, sind alle Angaben ohne Gewähr. Dieser Rechner ersetzt keine professionelle Steuerberatung. Mehr im Impressum.
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Begriffe erklärt
Der Nettolohn ist das tatsächlich ausgezahlte Gehalt nach Abzug aller Steuern und Sozialabgaben.
Steuerklasse III gilt für verheiratete Alleinverdiener oder den Partner mit dem höheren Einkommen und bietet die niedrigste Steuerbelastung.
Sozialabgaben sind die Pflichtbeiträge zur gesetzlichen Renten-, Kranken-, Pflege- und Arbeitslosenversicherung.
Verheiratete können die Steuerklasse einmal jährlich bis zum 30. November beim Finanzamt wechseln.