Brutto Netto Rechner Logo
BruttoNettoRechner

Germany's Social Safety Net (Bürgergeld).

Calculate your German citizens' allowance entitlement. Including housing costs and income allowances.

Household

Shared Household

Housing & Income

Important for the allowance.

The money that reaches your account.

Estimated Entitlement
1.163,00 €
Monthly Citizens' Allowance (Payout)
Needs Assessment
Standard Rate (Household)563,00 €
Housing Costs600,00 €
Total Need1.163,00 €
Income Deduction
Employment Income Net0,00 €
- Allowance0,00 €
= Countable-0,00 €
Total Household Income
1.163,00 €
(Citizens' Allowance + Salary)

Thanks to the allowance, you have 0,00 € more available than without work.

Important Notice Regarding CalculationThese results are based on official BMF formulas (2026). Since individual tax characteristics (e.g. allowances) may vary, all information is provided without guarantee. This calculator does not replace professional tax advice.More in Legal Notice.

Citizens' Allowance (Bürgergeld): How It Is Calculated

Citizens' allowance (formerly Hartz IV) secures the basic livelihood for people who cannot cover their needs from their own means. The amount consists of the standard rate plus actual housing costs.

Standard Rate

The standard rate for a single person is 563 euros per month (2025). It covers food, clothing, personal care, and household items.

Housing Costs

Actual costs for rent and heating are covered in full for the first year (grace period). After that, appropriateness limits apply.

Income Allowances

If you work, not all income is offset. You keep at least 100 euros plus a percentage of income above that.

Working While on Citizens' Allowance: Is It Worth It?

Yes, working always pays off thanks to the allowance system. Here is how income deduction works:

  • Up to 100 euros: Fully exempt (basic allowance)
  • 100 to 520 euros: 20% is exempt
  • 520 to 1,000 euros: 30% is exempt

Frequently Asked Questions about Bürgergeld

How much Bürgergeld will I receive in 2026?
The standard rate for single people is €563 per month (2025). This is supplemented by reasonable housing costs (rent + heating) and any additional needs.
Who is entitled to Bürgergeld?
People aged 15–65 who are in financial need and living in Germany are entitled. This includes people topping up low wages (Aufstocker) such as part-time workers.
Can I earn money while receiving Bürgergeld?
Yes, with income disregards: the first €100 is exempt. Of earnings from €100–520, you keep 20%; from €520–1,000, 30%; from €1,000–1,200 (up to €1,500 with minor children), 10%.
How long can I receive Bürgergeld?
Bürgergeld is granted without a fixed end date as long as financial need persists. It is typically approved in 6-month periods and reviewed regularly.
What happens if I refuse a job or fail to cooperate?
Breaches of duties (e.g. refusing a suitable job) lead to benefit reductions: 10% of the standard rate for 1 month on the first breach, up to 30% by the third.

More Helpful Calculators & Guides

Sources & References (2026)

Federal Ministry of Finance
Official tax tables and tax calculation guidelines.
German Pension Insurance
Current pension values and contribution assessment ceilings.
Federal Ministry of Health
Social security contribution rates and thresholds.
Bundesministerium für Arbeit und Soziales

All calculations are based on the official legal provisions for 2026. Despite careful research, no guarantee is given for correctness. This calculator does not replace professional tax advice.

German Citizens' Benefit Calculator 2026 | Bürgergeld in Germany | Brutto Netto Rechner