Compare & Save.
Find the cheapest health insurance for 2026. The switch is risk-free and seamless.
Comparison Result
Switching statutory health insurance is risk-free. There is no health check and coverage continues seamlessly. The new insurer often handles the cancellation for you.
Statutory Health Insurance Comparison: How to Save Money
All statutory health insurers offer the same basic coverage, but the additional contribution varies significantly. Switching to a cheaper fund can save you several hundred euros per year.
Additional Contributions 2026
The average additional contribution rate has risen noticeably. Some funds charge well above average, while others remain below. The difference can mean up to 200 euros or more per year.
Switching Is Easy
You can switch health insurers with just 2 months' notice. There is no health check, coverage continues seamlessly, and the new insurer often handles the cancellation for you.
Sources & References (2026)
All calculations are based on the official legal provisions for 2026. Despite careful research, no guarantee is given for correctness. This calculator does not replace professional tax advice.