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Basic tax allowance (Grundfreibetrag)

The Grundfreibetrag is the annual minimum income not subject to tax – it amounts to 12,348 euros in 2026.

The Grundfreibetrag (basic tax allowance) guarantees the tax-free subsistence minimum. Any annual income below this threshold is not subject to income tax.

Development of the Grundfreibetrag

  • 2021: 9,744 €
  • 2023: 10,908 €
  • 2025: 12,096 €
  • 2026: 12,348 € (+252 €)
  • Couples (joint assessment): doubled amount

Impact on net salary

The 252 € increase in 2026 translates to a tax reduction of approximately 60–155 €/year depending on income level. The adjustment aims to compensate for "bracket creep" (kalte Progression).

Sources: § 32a EStG, subsistence minimum report, BMF.

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Basic tax allowance (Grundfreibetrag): Definition & Explanation | Brutto Netto Rechner