What Insurances Does a Business Need?
As an entrepreneur or self-employed person, you bear full responsibility for errors made by your employees and the safety of your business. The most important policy is the public liability insurance (Betriebshaftpflichtversicherung). It checks liability issues in personal injury and property damage and pays justified claims. Find customized coverage through an online commercial insurance comparison. For IT and service consulting professions, professional indemnity insurance (Cyber and IT liability) is also recommended.