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Unemployment insurance (Arbeitslosenversicherung)

The unemployment insurance contribution is 2.6% in 2026, split equally between employer and employee.

Arbeitslosenversicherung (unemployment insurance) is a compulsory social insurance that pays unemployment benefit I (Arbeitslosengeld I) in the event of job loss.

Contribution 2026

  • Contribution rate: 2.6% of gross salary
  • Employee share: 1.3%
  • Employer share: 1.3%
  • Assessment ceiling: 8,050 €/month

Entitlement to ALG I

After at least 12 months of contributions in the last 30 months, you are entitled to Arbeitslosengeld I for at least 6 months. The benefit amounts to 60% (67% with children) of the previous net salary.

Sources: § 341 SGB III, Bundesagentur für Arbeit.

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Unemployment insurance (Arbeitslosenversicherung): Definition & Explanation | Brutto Netto Rechner